Legal, privacy & licensing

Licensing & NMLS

Where we're licensed

Equity Lending Group, Inc. is licensed to broker residential mortgage loans in the following states:

TX, FL, CO, NC, AZ, GA, TN

Individual state license numbers are available on request and will be listed here. To confirm the specific license under which we are authorized to do business in your state, please contact us or look us up via NMLS Consumer Access above.

Equal Housing Lender

Fair lending & ECOA

Equity Lending Group, Inc. complies with the Equal Credit Opportunity Act (ECOA), the Fair Housing Act, and all applicable federal and state fair-lending laws and regulations. Credit decisions are based on legitimate, non-discriminatory criteria such as creditworthiness, income, assets, and the specific loan program's guidelines.

Our role as a broker

As a mortgage broker, we arrange — but do not directly make — mortgage loans. We work with a network of third-party wholesale lenders and present loan options on your behalf. The lender, not Equity Lending Group, is the party that funds your loan. The lender's name and terms will be disclosed to you in your loan documents.

Not a commitment to lend

The information on this website is provided for general informational purposes only and is not an offer to lend, a commitment to make a loan, or a guarantee of any rate, term, or program. All applications are subject to credit review, income and asset verification, underwriting approval, property appraisal, and program availability. Rates, terms, fees, and conditions are subject to change without notice and may vary based on loan amount, loan-to-value ratio, credit profile, property type, occupancy, and other factors. Not all applicants will qualify, and not all programs are available in all states.

How to file a complaint

If you have a concern about your loan or our service, we encourage you to contact us first at (800) 555-0142 or hello@equitylendinggroup.com so we can make it right. You may also file a complaint with any of the following:

• NMLS: Look up our company and submit feedback via NMLS Consumer Access.
• Your state regulator: The state agency that regulates mortgage brokers (for example, your state's Department of Financial Regulation, Department of Banking, or Division of Real Estate). Contact information is available on request.
• Consumer Financial Protection Bureau (CFPB): Submit a complaint online at consumerfinance.gov/complaint.

Privacy Policy

This Privacy Policy describes how Equity Lending Group, Inc. ("we," "us," or "our") collects, uses, shares, and protects the personal information of consumers who visit our website or use our services. We are committed to safeguarding your privacy and complying with the Gramm-Leach-Bliley Act (GLBA), the Federal Trade Commission's Privacy of Consumer Financial Information Rule (Regulation P), and other applicable privacy laws.

Information we collect

Depending on how you interact with us, we may collect:

• Information you provide: name, contact details, Social Security number, date of birth, income, employment, assets, debts, and other financial information you share when you request a quote, apply for pre-approval, or complete a loan application.
• Information from third parties: credit reports and scores from consumer reporting agencies, verification of employment and assets, and information from lenders, real estate agents, or other parties involved in your transaction.
• Information collected automatically: device and browser type, IP address, pages viewed, referring site, and similar usage data gathered through cookies and analytics tools.

How we use your information

• To evaluate and process your loan inquiry, pre-approval, or application.
• To match you with suitable lenders and loan programs and present options on your behalf.
• To verify your identity and prevent fraud, and to comply with legal and regulatory obligations.
• To communicate with you about your request, your loan, and our services.
• To improve our website and services and, where permitted, to send you relevant information.

How we share your information

We share your information only as needed to provide our services and as permitted by law — for example, with wholesale lenders considering your application, with service providers (such as credit bureaus, verification vendors, and document processors) acting on our behalf, and with regulators or other parties when required by law or to protect against fraud.

We do not sell your personal information. We do not sell, rent, or trade your personal or financial information to third parties for their own marketing purposes.

Data security

We maintain physical, electronic, and procedural safeguards designed to protect your personal information, including encryption in transit, access controls, and restricting access to employees and service providers who need it to perform their jobs. No method of transmission or storage is completely secure, but we work to keep your information protected and to limit retention to what is reasonably necessary.

Cookies & tracking

Our website uses cookies and similar technologies to remember your preferences, understand how the site is used, and improve performance. You can control or disable cookies through your browser settings; some features of the site may not function properly if cookies are disabled.

Your privacy rights

Depending on your state of residence, you may have the right to request access to the personal information we hold about you, to request correction or deletion, and to limit certain uses or sharing of your information. To exercise any of these rights, contact us using the details below.

Do Not Sell or Share My Personal Information. Because we do not sell your personal information, there is nothing to opt out of in that respect. If you reside in a state that provides additional opt-out rights regarding the sharing of personal information, you may submit a request to us at hello@equitylendinggroup.com and we will honor it as required by applicable law.

Contact us about privacy

Questions about this Privacy Policy or your information? Email us at hello@equitylendinggroup.com or call (800) 555-0142.

Terms of Use

These Terms of Use govern your access to and use of the Equity Lending Group website. By using this website, you agree to these terms. If you do not agree, please do not use the site.

Acceptance of terms

Your access to and use of this website is conditioned on your acceptance of and compliance with these terms. They apply to all visitors and users of the site.

Informational only — not financial advice

The content on this website — including articles, calculators, rate examples, and program descriptions — is provided for general informational and educational purposes only. It does not constitute financial, legal, tax, or investment advice, and it should not be relied upon as a substitute for personalized advice from a qualified professional. Calculator results are estimates only and are not an offer or quote.

No offer to lend

Nothing on this website constitutes an offer or commitment to lend, an approval, or a guarantee of any loan, rate, term, or program. Any quote or pre-approval is subject to the conditions described in our Licensing section, including underwriting, verification, and program availability.

Accuracy & no warranty

We strive to keep the information on this website accurate and current, but we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or availability of the website or its content. The site is provided "as is" and "as available." Rates and program details can change without notice.

Intellectual property

All content on this website — including text, graphics, logos, images, and design — is the property of Equity Lending Group, Inc. or its licensors and is protected by copyright, trademark, and other laws. You may not reproduce, distribute, or create derivative works from this content without our prior written permission.

Third-party links

This website may contain links to third-party websites that we do not control or operate. We provide these links for convenience only and are not responsible for the content, privacy practices, or accuracy of any third-party site. Visiting third-party sites is at your own risk.

Limitation of liability

To the fullest extent permitted by law, Equity Lending Group, Inc. and its officers, employees, and agents will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, use of, or inability to use this website or its content.

Changes to these terms

We may update these Terms of Use from time to time. Changes are effective when posted to this page, and your continued use of the website after changes are posted constitutes your acceptance of the revised terms.

Governing law

These terms are governed by the laws of the State of TX, without regard to its conflict-of-laws principles. Any dispute arising under these terms will be subject to the exclusive jurisdiction of the state and federal courts located in that state.

Contact

Questions about these terms? Email hello@equitylendinggroup.com or call (800) 555-0142.

Accessibility Statement

Equity Lending Group, Inc. is committed to ensuring that our website is accessible to everyone, including people with disabilities. We believe that everyone deserves a clear, dignified path to homeownership — and that includes how we present information online.

Our commitment

We aim to conform to the Web Content Accessibility Guidelines (WCAG) 2.1 at Level AA. These guidelines explain how to make web content more accessible for people with a wide range of disabilities, including visual, auditory, motor, and cognitive impairments.

Ongoing efforts

Accessibility is an ongoing effort. We regularly review our website, test with assistive technologies, and work to improve the experience — including readable text and contrast, descriptive labels and alt text, keyboard navigation, and clear, consistent structure. As we add new features and content, we strive to keep them accessible.

Tell us how we're doing

If you encounter any difficulty using this website, or have a suggestion for how we can improve, we'd genuinely like to hear from you. Please contact us at hello@equitylendinggroup.com or call (800) 555-0142, and we'll do our best to provide the information you need through an accessible format and to address the issue.